Online Payments Platform – 5 Year Financial Model is a customizable tool for forecasting revenues, expenses, and profitability. It includes financial statements, break-even analysis, valuation metrics, and performance dashboards, following best-practice financial modeling principles.
Online Payments Platform – 5 Year Financial Model
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$ 139
5-year Financial Model for a two-sided startup business model where the company makes money from both merchants and consumers. The platform generates revenue from merchants primarily by charging fees for completing their payment transactions and other payment-related services. It also makes money from consumers on fees charged for foreign currency conversion and instant transfers from their platform account to their debit card or bank account. Other sources of revenue include interest, revenue from credit product programs, and other miscellaneous fees.
Online Payments Platform – 5 Year Financial Model Description
An Online Payments Platform enables businesses and individuals to send, receive, and manage payments digitally. It supports a range of payment methods—credit cards, bank transfers, digital wallets—and ensures secure, fast, and reliable transactions. These platforms often include features like fraud detection, currency conversion, and integration with e-commerce systems, making them essential for modern online businesses.
This Financial model presents an advanced 5-year financial plan for a startup Online Payments Platform and is a flexible tool for business owners to forecast their financial and operational activities and project their returns on investment. The model includes assumptions and calculations of Platform Development, Customer Acquisition through Paid and Organic Marketing, Revenue assumptions for Business and Personal Accounts, Payroll, Cost of Sales & Operating Expenses, Fixed Assets & Depreciation, Financing through Debt & Equity and Exit Valuation assumptions in case of a potential sale of the business.
Model Structure
The structure of the template follows Financial Modeling Best Practices principles and is fully customizable.
Detailed instructions for the functionality of the model are included in the Excel file.
Model Inputs and Setup Reports:
- General Setup Assumptions, incl. Platform Development & Company Setup Costs, Customer Acquisition, Sources of Revenue & Cost of Sales, and Financing (Debt & Equity)
- Payroll, OpEx, VAT and Annual Capex, incl. Depreciation Schedule
- Model Supporting Calculations incl. Total Active Accounts, Transactions Volume, Revenue & Service Related Costs, OpEX, etc.
- WACC Calculation & Comparable Companies Valuation Analysis
Output Reports:
- 5-Year Monthly Budget Analysis and Monthly Budget Summary per Year
- 5-Year Annual Financial Statements (3 Statement model)
- Break-Even Analysis
- KPIs & Financial Ratios, including several Profitability, Efficiency, Liquidity, and Leverage (Solvency) Ratios
- Dupont Analysis
- Performance Dashboard
- Business Valuation, including DCF Model, Return Metrics (NPV, EV, IRR, MOIC, Payback, etc.), and Sensitivity Analysis
- Investors Returns Waterfall Model
- Professional Executive Summary
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Committed to high quality and customer satisfaction, all our templates follow best-practice financial modeling principles and are thoughtfully and carefully designed, keeping the user’s needs and comfort in mind.
Whether you have no experience or are well-versed in finance, accounting, and the use of Microsoft Excel, our professional financial models are the right tools to boost your business operations!
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If you need a template customized for your business requirements, please e-mail us and provide a brief explanation of your specific needs.
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